Closing on a Mortgage?💸🏠
Don't get blind-sighted! 🙈
Conventional Loan
Loan Amount: $300,000
Interest Rate: 3.25%
Loan Term: 30 years
Property: 123 Main St, Anytown, USA 12345
Estimated Value: $350,000
Loan Score
85/100
Good
Negotiable Costs
$7,200
Negotiable savings
Rate Comparison
Below Average
Better than 70% of similar loans
Terms
Standard
No concerning clauses found
Comparable Rates
| Lender | Rate | APR | Monthly Payment |
|---|---|---|---|
| Bank A | 3.30% | 3.45% | $1,310 |
| Bank B | 3.25% | 3.40% | $1,305 |
| Bank C | 3.35% | 3.50% | $1,315 |
Loan Details
| Loan Amount | $300,000 | ||
| Interest Rate | 3.25% | ||
| Annual Percentage Rate (APR) | 3.40% | ||
| Loan Term | 30 years | ||
| Monthly Payment (Principal & Interest) | $1,305 | ||
| Estimated Taxes & Insurance | $500/month | ||
| Total Monthly Payment | $1,805 | ||
| Cash to Close | $15,000 | ||
| Closing Costs | $10,000 | ||
| Lender Credits | $1,000 |
Analysis
Select a loan detail to view its analysis.